Harvest:An International Multidisciplinary and Multilingual Research Journal
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Harvest: An International Multidisciplinary and Multilingual Research Journal
E-ISSN :
2582-9866
Impact Factor: 5.4
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Volume VI Special Issue III March 2026
Name of Author :
P. Divya, Dr. V. Suresh Kumar
Title of the paper :
Digital Transformation in Indian Financial Markets: Synergistic Roles of FinTech, Artificial Intelligence, and Block chain in Driving Sustainable Growth in Tamil Nadu
Abstract:
This paper will discuss how digital transformation will promote the performance of the Indian financial market, particularly the Tamil Nadu. It discusses the role of the combined use of Financial Technology Fintech, Artificial Intelligence AI, and Block chain technology in enhancing the efficiency of operations in the financial market, transparency and financial inclusion, and sustainable growth. The study follows a descriptive and analytical research design that will embrace both secondary and primary data collections. In order to examine the effect of Fintech, AI, and Block chain on sustainable development of financial markets, statistical tools are used. The results indicate that the implementation of these digital technologies has resulted in a major enhancement of efficiency, increased transparency, and greater access to financial services, especially to under served populations. The paper notes that the combined application of FinTech, AI decision making, and secure Block chain models can significantly enhance the growth of financial systems in an inclusive and sustainable way. The paper goes on to conclude with the underlining of strategic integration of these technologies as the major contributor towards the long run sustainability and resilience of Indian financial markets.
Keywords :
Digital Transformation, FinTech Innovation, Artificial Intelligence in Finance, Blockchain Technology, Sustainable Financial Growth.
DOI :
Page Number :
224-232